Welcome to Alpha Insurance! These Terms & Conditions (“Terms”) govern your access and use of our website (the “Site”) and the services we offer (the “Services”). By accessing or using the Site or Services, you agree to be bound by these Terms.
1. Eligibility
You must be at least 18 years old and have the legal capacity to enter into a binding contract to use the Site or Services. You may only use the Site and Services for lawful purposes and in accordance with these Terms.
2. Use of the Site and Services
3. Quotes and Coverage
4. Content Accuracy
We strive to provide accurate and up-to-date information on the Site. However, we make no representations or warranties about the accuracy, completeness, or timeliness of the content.
5. Disclaimer of Warranties
THE SITE AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
6. Limitation of Liability
WE WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE SITE OR SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
7. Indemnification
You agree to indemnify, defend, and hold harmless Alpha Insurance, its officers, directors, employees, agents, and licensors from and against any and all claims, losses, expenses, liabilities, and costs (including attorney’s fees) arising out of or related to your use of the Site or Services.
8. Termination
We may terminate your access to the Site or Services at any time, for any reason, without notice.
9. Governing Law
These Terms will be governed by and construed in accordance with the laws of the State of [Your State], without regard to its conflict of law provisions.
10. Dispute Resolution
Any dispute arising out of or relating to these Terms will be resolved by binding arbitration in accordance with the rules of the American Arbitration Association (“AAA”) The arbitrator’s decision will be final and binding on the parties.
11. Entire Agreement
These Terms constitute the entire agreement between you and Alpha Insurance regarding your use of the Site and Services.
12. Severability
If any provision of these Terms is held to be invalid or unenforceable, such provision will be struck and the remaining provisions will remain in full force and effect.
13. Waiver
No waiver of any provision of these Terms will be deemed a further or continuing waiver of such provision or any other provision.
14. Updates to These Terms
We may update these Terms from time to time. We will post any changes on the Site and encourage you to review the Terms periodically.
15. Contact Us
If you have any questions about these Terms, please contact us through the following methods:
Insurance companies aim to help individuals and businesses mitigate the financial impact of unforeseen events or risks.